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NATIONAL SENIOR CERTIFICATE

GRADE 12

MATHEMATICAL LITERACY
ASSIGNMENT
Date Issued: 30 January 2026
Date of Administration: 06 February
2025

MARKS: 100

TIME: 2 hours

This Question paper consists of 5 pages including the cover page

INSTRUCTIONS AND INFORMATION

1. This question paper consists of THREE (5) questions.

2. Number answers correctly according to the system used in this question paper.
3. An approved calculator (non-programmable and non-graphical) may be used.
4. All the final answers must be rounded off according to the context, unless stated
otherwise.
5. Units of measurement must be indicated where applicable
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Mathematical Literacy/Gr.12 NSC Limpopo 2026
2

QUESTION 1
Below is a bank statement for Ms TT Mushasha for the month of March 2022. Use the
account statement below to answer the questions that follow.
TABLE 1: BANK STATEMENT FOR MARCH 2022
FGT BANK
Makhado Crossing
Nkuzana-Masia Village
0920
TT Mushasha
43 Hluvuka Street
Bungeni Hlanganani
0960
ELITE CURRENT ACCOUNT NUMBER; 0 763 234 62
Details Service Debits Credits Date Balance
fee
Balance brought forward 02/15 2 875,77-
Statement costs # 20,18- 02/17 2 895,95-
Card purchase 296,10- 02/20 3 193,05-
Salary B 02/21 15 761,80
Insurance premium 187,27- 02/25 15 574,53
Dividend YY4098 shares 840,00 02/28 16 414,53
Bond 4 069,52- 03/02 12 345,01
Auto Bank deposit 1 200,00 03/05 13 545,01
Fee Bank deposit # 42,37- 03/05 13 502,64
Fuel CLTX Garage 729,45- 03/07 12 773,19
ATM withdraw 1 800,00- 03/10 10 973,19
Withdrawal fee # 17,47- 03/10 10 955,72
Fixed monthly fee # 100,88 03/11 10 854,84
Balance carried forward 03/15 10 854,84

1.1 Explain the terms “credit” and “debits” according to the context used above. (4)
1.2 Identify the type of account used in the above statement. (2)
1.3 Determine the balance on the 14/02/2022. (2)
1.4 Calculate the salary B paid into her account on 21/2/2022. (2)
1.5 Calculate the total bank fees charged in the above statement 2022. (2)
1.6 Calculate the total amount of debits (3)
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TABLE 2 below shows the rates at which tax was levied to individuals in South Africa for the
2020/2021 tax year.

TABLE 2: RATES FOR INDIVIDUALS 2020/2021 TAX YEAR

RATES APPLICABLE TO INDIVIDUALS 2021 TAX YEAR (1 MARCH
2020 – 28 FEBRUARY 2021)
Tax Taxable Income Rates of Tax (R)
Bracket (R)
1 1 – 205 900 18% of taxable income
2 205 901 – 321 600 37 062 + 26% of taxable income above 205 900
3 321 601 – 445 100 67 144 + 31% of taxable income above 321 600
4 445 101 – 584 200 105 429 +36% of taxable income above 445 100
5 584 201 – 744 800 155 505 +39% of taxable income above 584 200
6 744 801 – 1 577 300 218 139 +41% of taxable income above 744 800
7 1 577 301 and above 559 464+45%of taxable income above 1 577 300
Rebates Value Tax threshold
*Below age 65 R14 958 R83 100
*Age 65 to below 75 R8 199 R128 650
*Age 75 and above R2 736 R143 850
[Source: South African Revenue. Tax Pocket Guide 2020/2021]
Use the information above to answer the questions that follow
2.1 Write down the tax bracket in which a person who earns R473 496 per year, falls. (2)
2.2 Determine the maximum income a person that is 65 years old, must earn before starting (2)
to pay tax.
2.3 Mrs Sithole, a 65-year-old saleswoman, earned a gross monthly salary of R35 455
during the 2020/2021 tax year. 7, 5% of her gross salary is deducted for contributions
towards her pension fund.

2.3.1 Calculate her annual gross salary. (2)

2.3.2 Calculate her tax rebate. (2)
2.3.3 Calculate her annual taxable income. You may use the formula: (3)
𝑨𝒏𝒏𝒖𝒂𝒍 𝑻𝒂𝒙𝒂𝒃𝒍𝒆 𝑰𝒏𝒄𝒐 = (𝒂𝒏𝒏𝒖𝒂𝒍 𝑮𝒓𝒐𝒔𝒔 𝑺𝒂𝒍𝒂𝒓𝒚 − 𝒂𝒏𝒏𝒖𝒂𝒍 𝑷𝒆𝒏𝒔𝒊𝒐𝒏)
2.3.4 Hence, use the tax table for 2020/2021 and the information above to calculate (6)
Mrs Sithole’s annual income tax.
[17]

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QUESTION 3

3.1

TABLE 3: RESIDENTIAL WATER TARIFFS INCLUDING VAT

Block Tariff in kilolitres (kℓ) Tariff in Rands per kilolitre
Block 1 0–6 kℓ R10,34
Block 2 7–15 kℓ R24,54
Block 3 16–30 kℓ R27,63
Block 4 31–60 kℓ R33,10
Block 5 61 or more kℓ R38,91
[Source: [Link]]

Use TABLE 3 and the information above to answer the questions that follow.
3.1.1 Determine the maximum number of kℓ that can be charged in Block 2. (2)
3.1.2 Calculate the amount that Onama will pay for the water used. (5)

3.2 The following tables show municipal residential water and sanitation tariffs for domestic
users.
TABLE 4: MUNICIPAL RESIDENTIAL WATER AND SANITATION TARIFFS
Residential Water Tariffs (Domestic Full and Domestic Cluster)
Water Steps (1 kl = 1 000 litres) Year 2020/2021 Rands (Inc. VAT)
Step 1 (0 ≤ 6 kl) R17,92 (free for indigent households)
Step 2 (> 6 ≤ 10,5 kl) R25,49 (free for indigent households)
Step 3 (> 10,5 ≤ 35 kl) R36,19
Step 4 (> 35 kl) R79,46
Residential Sanitation Tariffs (Domestic Full and Domestic Cluster)
Water Steps (1 kl = 1 000 litres) Year 2020/2021 Rands (Inc. VAT)
Step 1 (0 ≤ 4,2 kl) R15,74 (free for indigent households)
Step 2 (> 4,2 ≤ 7,35 kl) R22,40 (free for indigent households)
Step 3 (> 7,35 ≤ 24,5 kl) R33,52
Step 4 (> 24,5 ≤ 35 kl) R60,32
• Sanitation is charged up to a maximum of 35 kl.
• Domestic Full = Standalone houses.
• Domestic Cluster = Flats, sectional title units, cluster developments and gated villages.

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3.2.1 Mr Mbhazima is under the free indigent household. Calculate his water bill for (3)
the month of September if he uses 35 kl of water.
3.2.2 Mr Mahada is not under the indigent households. Calculate his sanitation bill if (3)
he uses 25 kl.
3.2.3 The sanitation bill for Mr Mahada is VAT inclusive, calculate his bill before (3)
VAT was added.
3.2.4 Mr Chauke, who is also not under the indigent households, made a payment of (3)
R580 towards his sanitation tariff. Determine how many litres of water he used
for that month.
[19]

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QUESTION 4

Use the information above and TABLE 5 to answer the questions that follow:
4.1 What does the acronym UIF stand for? (2)

4.2 Write down the amount that is deducted every month for UIF. (2)
4.3 Calculate Mr. Parker’s annual pension fund deduction. (3)
4.4 Mr. Parker’s pension fund and donation contributions are allowable tax deductions.
Calculate his annual taxable income.

You may use the formula:

Monthly taxable income = Basic salary – Pension fund – Donation (4)
4.5 Calculate Mr. Parker’s annual Medical Tax Credits. (3)

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4.6 Use Table below and the information above to answer the questions that follow.

Andrew aged 35 years, earns a monthly taxable income of R43 000. He has a Medical
Aid that covers himself and his two children

TABLE 1: 2023 TAX YEAR (1 MARCH 2022 – 28 FEBRUARY 2023)

Taxable Income (R) Rates of tax (R)
0 – 226 000 18% of taxable income
226 001 – 353 100 40 680 + 26% of taxable income above 226 000
353 001 – 488 700 73 726 + 31% of taxable income above 353 100
488 701 – 641 400 115 762 + 36% of taxable income above 488 700
641 401 – 817 600 170 734 + 39% of taxable income above 641 400
817 601 – 1 731 600 239 452 + 41% of taxable income above 817 600
1 731 601 and above 614 192 + 45% of taxable income above 1 731 600

Rebates Tax Threshold

Below age 65 .................. R16 425,00 Below age 65 ................. R91 250,00
Age 65 to below 75........ R9 000,00 Age 65 to below 75 ........ R141 250,00
Age 75 and over............. R2 997,00 Age 75 and over ............. R157 900,00

Monthly Medical Aid Tax Credits

Principal member R347,00
First dependent R347,00
Each additional dependent R234,00 [Adapted from [Link]]

Use Table and the information above to answer the questions that follow.

4.6.1 Show how the amount of R40 680 in the second bracket was calculated. (2)

4.6.2 Calculate Andrew`s annual taxable income. (2)

4.6.3 Calculate Andrew`s yearly medical aid credits (rebate). (4)

4.6.4 Calculate Andrew`s monthly income tax. (7)

4.6.5 Andrew claims that if he did not belong to a medical aid, he would pay
R1 000 more tax per month. Verify with calculations if his claim is valid. (3)

4.6.6 Give one reason why people should pay tax. (2)
[34]

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QUESTION 5

Mogodu Monday has become a popular South African weekly occasion wherein many
celebrate the most unpopular day of the week by turning it into an enjoyable time over great
food with family and friends. During this day, mogodu is often enjoyed with a side of warm
pap, samp or dumpling.

A small business sells a plate of mogodu for R50,00.

NOTE WELL PLATE OF MOGODU SERVED WITH PAP

Mogodu is a combination of chopped
tripe and intestines served as a stew.

Pap is a traditional porridge made

from maize meal.
The cost to make one plate of mogodu is given by the following formula:

Total cost = 𝐑𝟏 𝟐𝟎𝟎 + (𝟐𝟔 × 𝐦) where 𝐦 = number of plates

[Adapted from #ReMojaKaofela@MojaCafe]

Use the information above to answer the questions that follow.

5.1 Use the equation above to determine the number of plates sold if the total cost
is R2 760. (4)

5.2 Construct a formula that can be used to calculate the income from selling a
plate of mogodu, in the form:

Income = (2)

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5.3 TABLE 6 below shows the total cost and income from selling plates
of mogodu.

TABLE 6: COST AND INCOME OF SELLING PLATES OF MOGODU

Number of 0 10 30 50 70 90 100
plates
Cost (R) 1 200 1 460 1 980 2 500 3 020 3 540 3 800
Income (R) 0 500 1 500 2 500 3 500 4 500 5 000

5.3.1 Explain the term break even in this context and identify the number of
plates that must be sold to break even. (4)

5.3.2 The manager of the small business stated that she could make a 8
25
profit on 100 plates of mogodu sold.

Verify, showing ALL calculations, if his statement is correct. (5)

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[TOTAL MARKS: 100]

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